“Some banks, credit unions and churches offer small, short-term cash advances as an alternative to a payday loan. Portland-based Metropolitan Family Services’ Ways to Work program helps low- and moderate-income individuals buy, refinance or repair cars with loans at reasonable rates.
Metropolitan Family Service hosts a financial coach in partnership with the federal Consumer Financial Protection Bureau. The agency also offers free financial literacy consultations and workshops designed to help families develop knowledge around budgeting, saving, debt management and credit information.”
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